Welcome to Skinny Wallet Fat Wallet, the site that will TRULY show you how to transform your wallet and your life!

How to pull yourself out of poverty:
that’s what Skinny Wallet Fat Wallet teaches you.

Is your wallet skinny because it’s starved for cash? Are you sick and tired of living paycheck to paycheck with no savings, no emergency fund, no money for retirement? Are you fed up with life slapping you backward every time you make the least bit of progress?

Skinny Wallet Fat Wallet shows you exactly how to transform your skinny wallet into a fat one, stuffed with cash: how to transform your life from one of constant struggles to one of permanent abundance.

And you can accomplish all of that with online work.

You’ll find no empty promises on Skinny Wallet Fat Wallet, no pretty lies. Just step-by-step instructions on how to start with no money or experience and gradually build your way up to a full-time income, one that provides a great life for you and your loved ones.

You’ll have to work, and it won’t always be fun. You’ll get frustrated at times. You’ll have to do a lot of reading. But – if you’re willing to stick with it – I’ll show you exactly what to do, when to do it and what to avoid.

The working poor in America

There was a time in America when one person – even without a high school education – could work 40 hours a week and support a family of four. That included buying a home, having money to put aside for emergencies, and having “extra” money for things like vacations.

At age 60, the worker could retire with a pension from the employer. At age 65 and a half, the worker could also get full Social Security retirement benefits.

Today, a person without a college degree is lucky if s/he can get 40 hours of work per week. If s/he can, the wages barely cover rent and utilities.

Forget decent food or living in a decent neighborhood.

Forget “luxuries” like buying a home and having an emergency fund.

Forget pensions from employers. And, if you were born after 1961, forget getting full retirement benefits from Social Security until you’re age 67.

A fair day’s wage for a fair day’s work.

For typical blue collar workers, the time of “a fair day’s wage for a fair day’s work” is over. And it’s never coming back.

The working poor:
percentage of minimum wage workers living in poverty

According to a report published by the U.S. Department of Labor in July, 2018 (linked at end of page) these people in the work force in 2016 were all “working poor”;
1.4% of those with “a bachelor’s degree or higher”,
5.1% of those with “some college or an associate’s degree”,
6.9% of high school graduates: and
13.7% of those with “less than a high school diploma”.

I doubt the percentage of minimum wage workers living in poverty has decreased substantially since 2016. In fact, as outsourcing and automation continue to increase, I expect there to be fewer and fewer minimum wage and blue collar jobs available.

The solution seems obvious.
As you can see in the percentages above, the higher one’s education, the less likely s/he is to be unemployed. So, higher education must be the solution for low-wage workers. Right?

Wrong! In reality, this “solution” is impossible for many of the working poor: they don’t have enough time or money to pursue higher education.

Even when the education is free, as with GED classes and college attended on scholarship, there are still out-of-pocket costs involved. Plus, when you’re working a typical low-wage job, you don’t have the freedom to schedule your work hours around your class schedule.

Even when all the classes can be taken online, earning a degree from an accredited college requires taking some classes that will be of little practical use to the worker. And, for online classes, there are mandatory requirements for “interacting” with fellow classmates as well. Both requirements demand time the worker doesn’t have.

Trade school? Unaccredited school?
Trade school is a great option but, because of the hands-on nature of the classes, it must be attended in person.

“Degrees” from unaccredited schools impress no one – certainly not prospective employers.

But, even without a higher education there is hope – a way for low-wage workers to permanently break free from the vicious cycle of poverty.

The American dream is battered and bruised, but it isn’t dead.

Never again – barring some catastrophic event that kills off half the work force – will workers be able to reach the American dream by working a typical blue collar job.

But the American dream is still within reach.

How to pull yourself out of poverty:
the REAL solution to getting out of the poverty cycle

Build your own online business and be your own boss!
Maybe you were just looking for some kind of online job when you came across this site, but the best way to make money online is to build your own business and be your own boss. Don’t let the idea of building an online business overwhelm you. It isn’t as difficult as you may think.

I promise – IF you use the information on Skinny Wallet Fat Wallet to help yourself, and IF you do the work, you WILL succeed – even if you’re not tech savvy, even if you know nothing about building or owning your own business.

You can start even if you don’t know how to build a website. You will need a website, but you’ll be taught how to build it, without ever needing to know – or learn – any code.

For beginners, the best online business to build is an affiliate marketing business.
The thing I love best about affiliate marketing is that it is absolutely the easiest online business for complete beginners to learn and become financially successful with.

No selling, no inventory to buy, no mandatory meetings to attend or product-pushing “parties” to host. No uplines or downlines, no tiers to buy into. Best of all, no bosses. You’re your own boss!

If you’ve never heard of affiliate marketing, you’re going to LOVE it. Skinny Wallet Fat Wallet teaches you, step-by-step, exactly what affiliate marketing is and how to do it right.

For those who’ve tried affiliate marketing in the past, but failed:
If you’ve previously tried to build an affiliate marketing business, but failed to make much money, Skinny Wallet Fat Wallet will help you too. This site will help you figure out what went wrong and show you how to be successful.

Whether you have some experience or none at all, Skinny Wallet Fat Wallet is THE key to unlocking the future you want. There isn’t much on the site yet, but that will change beginning March, 2021. Have a look around, then bookmark this site. What’s coming has the potential to profoundly change your life for the better. You don’t want to miss it!

IMPORTANT: Before checking out anything else, you should have a look at About SkinnyWalletFatWallet.com to learn more about affiliate marketing and how this site will help you.

* Report 1074: “A profile of the working poor“, 2016, U.S. Department of Labor, Bureau of Labor Statistics, July, 2018
* Here’s the archived version, in case the original becomes unavailable: “A profile of the working poor, 2016”, archived

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